Payments for out of pocket obligations (co-pays and deductibles) are expected at time of service unless prior arrangements have been made, and therefore it is important to know your out-of-pocket obligation prior to your first session. Information about your out-of-pocket obligation can be obtained by contacting your plan's Customer Service Department or your employer's Human Resources Department. To access your online account to pay your bill: https://www.psychselect.com/cgi-bin/therapyappointment/login.cfm?practitioner.